SBA Credit Analyst - Anaheim

Banco Popular North America (BPNA) is a full service community bank with a focus on delivering exceptional customer service. BPNA provides commercial and relationship banking services, offering a wide array of credit and deposit products to both individual and business clients through 146 branches located in New York, New Jersey, Florida, Texas, Illinois and California. We are a subsidiary of Popular, Inc., a 114-year old financial services company operating in the United States, the Caribbean, and Central America, with assets of $46.9 billion.Our vision incorporates a passion for customers, a promise to community, a partnership among coworkers, and a commitment to shareholders. We care deeply about our people, and it shows. We are looking for 3 Credit Analysts to join our SBA Underwriting Team in Anahiem, California. In this position, you’ll be responsible for the support of quality loan origination, analysis, processing and reporting of the full assessment of credits and timely completion of credit analyses. DUTIES AND RESPONSIBILITIES:•Prepare written reviews on all new loan applications relative to financial strengths and weaknesses of borrowers, risk assessments, strength of guarantors, collateral and loan structures with opinions as to credit worthiness.•Gathering information on actual and prospective borrowers through inquiries and investigations with trade suppliers, financial institutions, professional firms or individuals and in-house information on borrowers relative to loan amount, activity, profitability and affiliate relationships.•Spreading financial statements through the use of a computerized financial software program and analyze reports produced by the system for preparation of written reviews.•Analyze loans highlighting any problems or questions and writing the final credit analysis.•Prepare real estate appraisal reviews, business valuation reviews, and environmental site assessment reviews. SKILLS, KNOWLEDGE AND ATTRIBUTES REQUIRED:•Thorough knowledge of accounting and legal principles underlying the bank’s documents.•Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes.•Excellent written and oral communication skills.•Strong math aptitude, organizational and analytical skills•Computer literate; fluency in Microsoft Office programs, Excel analysis required •Ability to establish and maintain effective work relationships both internally and externally.•Strong problem-solving and follow-up skills with the ability to make decisions based on researched conclusions.•Knowledge of banking products, services, policies, procedures and regulationsACADEMIC BACKGROUND AND EXPERIENCE:Bachelor’s Degree in Accounting or Finance. Minimum of one year related work experience. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.-- see job description